Business Motor Insurance

Our business motor insurance is a market leading product available for a wide range of trades and occupations, with the ability to combine cars, vans and motorised horseboxes together with up to 8 vehicles on one policy.


Private cars and commercial vehicles

  • Comprehensive, third party fire and theft or third party cover
  • New for old replacement on private cars and light commercial vehicles following total loss accident, fire or theft
  • Trailers automatically covered up to £3500 in value each
  • Replacement glass cover with automated billing
  • Replacement locks following attempted theft
  • Driving abroad cover for private cars for up to 3 months per annum in EU countries
  • Generous no claims discount and garaging discount

Motorised horse boxes

  • Comprehensive, third party fire and theft or third party cover
  • Replacement glass cover with automated billing
  • Replacement locks following attempted theft
  • Garaging discount
  • Lower premiums for limited mileage

Direct to Underwriter

Contact our expert underwriting team direct for a quotation. Send your quotes into newbusiness@ruralinsurance.co.uk or contact a member of our underwriting team.

Click on the links below to download your policy documents.

At Rural Insurance we understand the importance of the claims service for your clients.

In the event of a claim you or your client should contact our claims team directly at the following address. Please download and complete the claims form to support your claim and send to:

Agrical Limited
The Old Estate Office
56 Leeds Road
Tadcaster
North Yorkshire
LS24 9HB
Tel: 01937 838050
Fax: 01937 838053
Email: ruralinsurance@agrical.com