Motor Legal Expenses insurance

Our Motor Legal Expenses Cover provides legal assistance to recover your clients uninsured losses after a non-fault accident. Such losses could include policy excess, loss of earnings or even alternative transport.

We offer Motor Uninsured Loss Recovery cover as an optional extra on our Farm Motor Advance insurance and Rural Business Motor insurance products.


  • Selling Points
  • Covers
  • Policy Documents
  • Making a Claim

Motor Legal Expenses Selling Points

  • Fast and efficient UK based claims teams
  • Issued alongside Farm Motor Advance or Rural Business Motor policy documents for efficient administration
  • Convenient instalments available with an interest rate of only 4% (You must pay by the same method you chose to pay the motor insurance policy)
  • £100,000 worth of cover available
  • Motor legal expenses priced at £5.36 per vehicle excluding IPT

Motor Legal Expenes Covers

Optional cover available for all vehicles on the policy including Agricultural Vehicles

  • Lawclub Helpline giving 24/7 legal advice for any legal query not just motor related matters
  • Uninsured loss recovery service
  • Motor prosecution defence
  • £100,000 worth of cover
Document Title Size Valid From
Motor Legal Expenses insurance policy summary 63.42 KB 01 Jun 2019
Motor Legal Expenses insurance policy wording 1.84 MB 01 Sep 2021

Motor Legal Expenses Making a Claim

At Rural Insurance we understand the importance of the claims service for your clients.

Section 1

If you need to make a claim under section 1 Motor prosecution defence call Lawphone on 0370 241 4140 and quote Master Policy number 36857. You will be asked for a brief summary of the problem and these details will be passed onto an adviser who will call you back.

We will tell you if we need you to complete a claim form. If we do, we will send it to you. Please fill the claim form in and send it to:

The Claims Department
Allianz Legal Protection
Allianz - ALP
PO Box 10623
LE18 9H

We will contact you once we have received the claim form. If your claim is covered Allianz will appoint the legal representative that they have agreed to in your name and on your behalf.

Section 2

If you need to make a claim under section 2 Uninsured loss recovery, please contact:

Oakleigh House
14 - 16 Park Place
CF10 3DQ

Tel: 02921 010 334

If your claim is covered, Sedgwick will appoint a legal representative that Allianz have agreed to in your name and on your behalf.